Technically, a property can sometimes be sold without an OC, but it is high-risk and not recommended. Buyers, banks, and legal authorities usually require OC to verify that construction follows approved plans and safety norms.

Mutation processing usually takes
- 15–30 days (if documents are correct)
- Longer if inspection or document verification is required
Timelines depend on application accuracy and municipal workload.

Yes, if you run a commercial activity from a residential property, you may require a trade license from KMC depending on business type, customer footfall, and zoning permission.
Examples requiring a license:
- Cloud kitchen
- Beauty salon
- Coaching center
- Small office

Construction without municipal approval is considered illegal and may lead to:
- Penalty or heavy fine
- Stop-work notice
- Demolition order
- Difficulty selling property

Fire safety clearance is issued by the West Bengal Fire & Emergency Services.
It is mandatory for:
- High-rise buildings
- Commercial complexes
- Hotels
- Hospitals
- Industrial buildings

Yes, property registration is compulsory under property laws regulated by the Government of West Bengal.
Without registration:
- Ownership is not legally recognized
- Property cannot be legally transferred
- Loans cannot be obtained

Property tax depends on:
- Property size
- Location
- Usage type (residential/commercial)
- Annual valuation
Property tax must be paid to KMC annually or quarterly.

Yes, but only with zoning approval from municipal authorities and sometimes approval from the Department of Urban Development & Municipal Affairs. Unauthorized conversion may result in penalties.

Penalties may include:
- Late payment fines
- Interest on outstanding tax
- Legal recovery notices
- Restriction on property transfer

Depends on building size and risk category. Small shops may not require it, but multi-floor or high-footfall commercial spaces usually need fire clearance.

Completion Certificate:
- Confirms building is constructed as per approved plan.
Occupancy Certificate:
- Confirms building is safe and legally ready for use.
Both are important for full legal compliance.

Yes, for certain businesses and industrial units. Clearance is issued by West Bengal Pollution Control Board.
Required for:
- Factories
- Manufacturing units
- Large commercial kitchens
- Chemical storage facilities

Registration of land may happen, but building legality can be challenged later. Buyers should always verify building approval status before purchase.

Yes, banks verify:
- Registration status
- Mutation records
- Building approval
- Occupancy certificate
- Property tax status
Loan approval may be rejected if compliance is incomplete.

Usually no. A new trade license application is required when:
- Business ownership changes
- Business activity changes
- Business location changes

Sometimes, subject to penalty and eligibility under regularization schemes. However, not all illegal constructions qualify.

Buyers should verify:
- Sale deed
- Mutation certificate
- Building plan approval
- Occupancy certificate
- Property tax receipt
- NOCs (if applicable)

Most common mistakes include:
- Not verifying building approval
- Not checking mutation status
- Ignoring property tax dues
- Buying property without OC